The Biden admin faces student loan policy legal battles, causing concern for borrowers as repayments approach.
Legal challenges overshadow loan forgiveness and borrower defense changes.
Borrowers worry about legal complexities, lack of aid before repayments.
Legal disputes involve defrauded borrowers and those who made long-term payments.
A lawsuit contests $39B loan cancellation plan for diligent borrowers.
Borrowers struggle with confusion amidst evolving legal landscape and setbacks.